Time and flexibility are on your side. Manage your budget and break the payments up over 3 months. With PayPal Credit, large purchases become much more manageable. If you spend over £99, you can choose to spread the cost.
Buy now
and Pay in 3
Available on
purchases over £99*.
*Terms and conditions apply. Subject to status.
Representative Example
Representative
23.9% APR
Variable
Purchase Interest Rate
23.9% P.A.
Variable
Assumed Credit Limit
£1,200
Example of a £500 purchase
| Term | Representative APR | Payments Per Month | Total Payable |
|---|---|---|---|
| 36 Months (over £499) | 14.9% APR | £17.09 | £614.93 |
| 24 Months (over £199) | 14.9% APR | £24.00 | £575.98 |
| 12 Months (over £99) | 14.9% APR | £44.89 | £538.64 |
| 6 Months (over £99) | 14.9% APR | £86.77 | £520.57 |
| 4 Months (over £99) | 0% APR | Min Monthly Payment | £500.00 |
Any remaining balance due after the promotional period or any transactions under £99 will be charged interest at the standard variable rate. In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH. Buy It Direct Ltd acts as a broker and offers credit from PayPal Credit.
Buy It Direct are registered with the Financial Conduct Authority as a credit broker, the FCA registration reference is 717700. For more information please visit https://www.fca.org.uk/. For more information on PayPal Credit, please visit PayPal’s FAQs page.
How do I apply for PayPal Credit?
ONE
Add any product over £99 to your basket
TWO
Select Paypal Credit at checkout
THREE
Complete the application via PayPal and get an instant decision.
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